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Benchmarking your Portfolio

Portfolio Benchmarking – Many people ask me about which market index we follow; either as a benchmark or overall health of the market. My typical response has been the S&P 500 Index even though it is heavy weighted towards the top 8 stocks. To prove my...

Investing In Uncertain Economic Times

It doesn’t matter whether you are in retirement, near retirement or have several years to go.  If you have been saving and investing over a long period of time you will be looking at your statements frequently; monthly, quarterly or annually.  When we had so many...

2023 Market Outlook – by Atlas

This Market Outlook is our opinion only for what to look for in 2023.  We use factors that are still on-going (i.e. Inflation, Current State of the Economy, Geo-Political news, etc.) economic facts and pending factors and events that may impact 2023 and market...

Retirement Plan Contribution Changes for 2023

Social Security – getting an 8.7% increase – Average monthly retiree benefit of $1,656 will increase $144.10 401(k) Under 50 years of age – $22,500 Over 50 years of age – additional $7,500 catch-up SIMPLE IRA Under 50 years of age – $15,500 Over 50...

New RMD Requirements

Must be taken by Age 72 if you were born after June 30th, 1949 Pre-Secure Act – Age 70.5 if you were born before July 1st, 1949 Those who reach 72 in 2021 will have first RMD due by April 1st, 2022 Age 74 starting in 2030 Age 75 starting in...

Tax Brackets for 2023

2023 tax brackets for individual filers:* 35% for incomes over $231,250. 32% for incomes over $182,100. 24% for incomes over $95,375. 22% for incomes over $44,725. 12% for incomes over $11,000. 10% for income below $11,000. 2023 tax brackets for married couples filing...

Atlas Note – September 28th, 2022

September 28th, 2022 What’s in this Atlas Note Market Notes The Truth about Inflation Portfolio Growth Mentality Portfolio Protection Strategy Balance of 2022, prepping for 2023 All – Hope you enjoyed your summer and believe it or not, Q4 2022 is about to begin next...

Atlas Note – August 22nd, 2022

>>> Opinion Only from Ronald E. Lang <<< All – Hope everyone has been enjoying the summer so far. School has started for many and Labor Day is right around the corner. Whether you are an active or a passive follower of the financial markets, it...